Marriage Loans

Weddings are a time for family delight. Marriage is an important and special occassion, so people splurge as much as they can on them. Marriage loans are gaining popularity in both rural as well as urban areas. Such a loan can also be availed under the individual loans category. The rate of interest is 16% to 18% at present. Marriage loans are a type of personal loan only.

Loan Amount

Your festival loan limit would be determined by your income and repayment capacity.
Minimum: Rs.5000/-
Maximum: 4 times your Net Monthly Income.

Documents Required for Marriage Loans Approval:

Salaried Individuals:

1. Proof of Identity (Passport Copy/ Voters ID card/ Driving License)
2. Address Proof (Ration card Tel/elect. Bill/ / Passport copy)
3. Bank Statements(latest 6 months bank statement /passbook)
4. Latest salary slip or current dated salary certificate with latest Form 16

Self Employed Professionals and Businessmen:

1. Proof of Identity (Passport Copy/ Voters ID card/ Driving License).
2. Address Proof (Ration card Tel/electricity Bill/ Passport )
3. Bank Statements(latest 6 months bank statement /passbook)
4. Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
5. Qualification proof of the highest professional degree.
6. Proof of continuation (Trade license /Establishment /Sales Tax certificate)
7. Other Mandatory Documents(Sole Proprietorship, Declaration, Certificate. Copy of Partnership Deed, Certification Copy of MOA, AOA & Board resolution.)

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