Acquisition loan means the loan for purchasing the business or an asset for the specific purpose before the acquisition loan is granted. People have a broad idea that an acquisition loan is very difficult to avail but it is not so. Acquisition loan can be availed when a company wants to acquire a business and they do not have funds to purchase business or don’t have liquid cash. Acquisition loan seem to be difficult to avail because there are so many factors the lender will take into consideration. These are, value of machinery, other assets and goodwill are tentative and not the real. By evaluating the rate of business rightly one can borrow the acquisition loan easily. The purchaser is to calculate the goodwill and future profits before purchasing the business. The lender may be hesitant to give loan on goodwill. The lender will also see the experience of the owner and the buyer. If the buyer doesn’t have the rich experience of the business, which he is buying, the lender feels the loan at high risk. It is advisable to acquire that business in which you have rich knowledge and experience. The buyer must take into consideration that how much life of the business is and how much the business will give profit. Before applying the acquisition loan buyer of the business should not have much liabilities in the shape of other loans credit card loans etc and should have a good credit rating. The buyer must ensure that the business is successful and profitable. The more the business is successful the more is the chance of approval of acquisition loan.